At Federal credit Corp, we realize that the common practices of the credit industry have led to an enormous amount of delinquent accounts, or "bad debt." To provide the best service to both the creditors and debtors, we have developed, and continue to refine and improve, our own unique collection program. We strive to give personal attention to each account, and our ability to successfully collect legitimate debts reflects our commitment to the aggressive application of our collection tools while respecting the dignity of those debtors who genuinely desire to pay their obligations and reestablish their good credit.